Home Insurance
Your home doesn’t just have market value – it has sentimental value, too. It’s your biggest financial investment and where you feel most safe. Damage can be devastating, both financially and emotionally. Good home insurance can help you keep your feet and rebuild.
What is covered by Home Insurance?
Your Home
Rebuild after a catastrophe that causes damage or destruction to your home.
Detached Structures
Your decks, sheds, fences, and garages will also be protected.
Your Belongings
If they are damaged, destroyed, or stolen, you’ll have help replacing what was lost.
Personal Liability
If someone gets hurt while visiting your home, you’ll be covered if you’re sued.
Identity Theft
Help to recover from identity theft and restore your affairs.
Add Ons
Extend your coverage to include perils such as floods, earthquakes, home-sharing, service lines, and more.
Why choose Best
Experience
Our agents and brokers have a combined 100+ years of experience and we’ve been helping our community with insurance since 1991.
Competitive Rates
We strive to find you affordable home insurance that doesn’t compromise coverage.
Choice of Coverage
We work with a variety of insurance companies to ensure you get the coverage that best fits your unique circumstances.
We’re Local
We’re from here, too, so we know the unique risks you face as an Albertan. We understand your insurance needs and can help you find insurance that protects you.
The average annual home insurance cost in Alberta is about $ Price_ per year. Keep in mind that this amount depends on many factors and can fluctuate widely. Access Insurance shops around for you to get you the ultimate insurance coverage at affordable rates.
You can change your home insurance provider whenever you want. However, there are penalties you may face if you leave your current insurer. A few things to check when you’re switching over to a new insurer: ensure the dates of your new and old home insurance policies are in line, so you do not experience an insurance coverage gap. You may be charged an early cancellation fee if you change home insurance companies before the expiration of your current policy. Ask one of our insurance brokers for advice.
Alberta’s insurance industry is regulated by both provincial and federal watchdogs. The Office of the Superintendent of Financial Institutions at the federal level monitors the financial strength and solvency of the property and casualty insurance companies in the province. The Alberta Superintendent of Insurance supervises the products, underwriting, and conduct of all insurance providers in Alberta.
The guaranteed replacement cost coverage allows you to rebuild your property or replace it, even if your policy limits are exceeded. It is important to ensure that the value of your home is accurate and current. Always consult a broker or your insurance company if you need more information about your home insurance policy, replacement costs, and more.
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